However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. To accept the inheritance is given a fixed term – 6 months. But when the inheritance is passive part sometimes plays the most active role. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. For example, if the Bank unilaterally amended the contract.
If the lender illegally increased its rate of interest or decided to charge a fee for services that have always been free, it will also serve as a basis for termination of the contract unilaterally. Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. This is a fairly new service, so it is provided not in all banks, so will have to try.
According to most psychologists about obtaining loans most often think people with low incomes. If the Bank delays the borrowed funds or provides incomplete, then the borrower may require the Bank to comply with the terms of the contract, or to apply to the court to terminate the contract. It is obvious that the refusal of the inheritance in favor of third parties to transferred liabilities and the payment of the loan. In General, termination of contract by the borrower, the procedure is quite complicated, the success of such initiatives rarely end. Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. In other words, people with low incomes, why not try to live logically, and only based on their own emotions. It's a dark, gangster and totally unfair scheme. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately.